Apply
A short online application through Lyon Financial — no signed contract or exact project total required to get started.
Financing
Build it now. Pay for it over time.
Nature Works partners with Lyon Financial to offer project financing for landscape, hardscape, pool and outdoor living work — so budget doesn't have to be the thing that delays a project you're ready for.
Loan amounts
Up to $200,000
Terms
Up to 30 years
Home equity
Not required
Decision time
24–48 hours
How it works
Four steps, start to funded.
Get approved
Most applicants hear back within 24–48 hours, with a dedicated Lyon Financial account manager assigned to your file.
Finalize the plan
We lock in project scope and pricing with you so the financed amount matches the actual work.
Funds released in stages
Lyon Financial pays Nature Works directly as construction reaches each stage — you confirm completion electronically before funds move.
Why homeowners use it
Lyon Financial, since 1979.
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Fixed rates
Predictable payments for the life of the loan, with no prepayment penalty if you pay it off early.
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No appraisal, no equity
Financing isn't tied to your home's equity or an appraisal process — it's underwritten on its own.
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Dedicated support
Every applicant is assigned a personal account manager who walks the process with you, start to finish.
Nature Works is a contractor partner of Lyon Financial, not a lender. All financing is provided by Lyon Financial and its partner lenders and is subject to credit approval; rates, terms and loan amounts vary by applicant. For your specific offer, apply directly with Lyon Financial.
Do I need a signed contract with Nature Works before I apply?
No. Lyon Financial's application doesn't require a signed contract or a final project total to get started — you can apply while you're still planning.
How does Nature Works get paid?
Once you're approved and construction begins, Lyon Financial releases funds directly to Nature Works in stages as the project progresses. You confirm each stage electronically before funds move.
What if I have questions about my rate or terms?
Those come directly from Lyon Financial based on your application — we don't set or quote rates ourselves. Their account managers can walk you through your specific offer.
Ready when you are